Digital Client Platform for Financial Institutions
Graz Digital Client Platform brings together client experience, advanced portfolio analytics, client reporting and fund trading in one integrated solution.
The platform is built on Hinc, Graz’s established platform for financial data, reporting, calculations and digital client processes. The same data and business logic can be used throughout the entire client journey, from portfolio overview and analysis to reporting, trading and ongoing client communication.
The solution is designed for asset managers, fund companies, banks, insurance Companies and other financial institutions with high requirements for functionality, scalability, security and regulatory control. It provides a full digital client experience across desktop, tablet and mobile, with the user interface adapted to each screen size while retaining the same underlying functionality and data. With the Intelligent Data Exchange (IDX), you can outsource every aspect of the data automation lifecycle to Graz.
One platform for the complete digital client experience
Many financial institutions rely on separate solutions for client portals, reporting, analytics and funds trading.
Graz Digital Client Platform can bring these capabilities together in one technical and operational platform.
Clients can access portfolio information, holdings, performance, reports, documents and transactions through the same digital channel. The platform can also support fund purchases and sales, and recurring investments.
This can reduce the number of separate platforms while creating a more consistent digital client experience.
For the financial institution, it means fewer integrations, less duplicated administration and a simpler environment to operate and develop.
Advanced financial analytics at scale
A key strength of Graz Digital Client Platform is the combination of advanced financial analytics and the ability to handle very large volumes of data and clients (millions).
- Individual TWR and performance calculations
- Consolidation across multiple accounts, mandates and custody accounts
- Absolute performance contribution analysis
- Multi level look through of indirect holdings
- Consolidated exposure by security, country, sector, currency and other dimensions
- Historical portfolio and exposure analysis
The same analytical foundation can support everything from sophisticated institutional investors to very large retail client populations.
Hinc has production experience with millions of accounts and portfolios and has been used to calculate individual performance for several million clients.
Financial institutions therefore do not have to choose between advanced analytics for a limited number of sophisticated clients and a scalable platform for large client populations.
One source of data and financial logic
The client portal, analytics and advanced client reporting can all use the same underlying data and business logic in Hinc.
This reduces the risk of different channels showing different figures or applying different calculation principles.
This is particularly important for financial institutions with sophisticated reporting requirements.
Hinc can produce advanced periodic client reports while using the same data, calculations and financial logic to power the digital client experience.
The result is a more consistent client experience and a simpler information architecture behind it.
- Digital portfolio information
- Performance and analytics
- Advanced client reporting
- Documents and client communication
- Trading processes
- Authorisations and powers of attorney
One platform across client segments
Different client segments have very different requirements.
A retail investor may primarily need a clear portfolio overview, documents, trading and self service.
A Private Banking client may require consolidated portfolios and more advanced analysis.
Institutional and discretionary clients may require sophisticated performance analysis, detailed reporting and deeper portfolio analytics.
Graz Digital Client Platform can support these different client segments within the same underlying platform.
Views, functionality, business rules and processes can be adapted by client type and relationship without requiring separate portal platforms.
This allows the same foundation to support retail investors, Private Banking, discretionary asset management and institutional clients.
Built for regulated financial institutions
For financial institutions, security, operational resilience and regulatory control are part of the platform itself.
The platform can be operated by Graz, deployed within the client’s environment or delivered using a hybrid model.
The platform is therefore designed not only for advanced financial functionality, but also for the operational and regulatory environment in which financial institutions operate.
Selected capabilities
- Digital client portal for asset managers, fund companies, banks and insurance companies
- Full support for desktop, tablet and mobile
- One platform for retail, Private Banking, discretionary and institutional clients
- Account and portfolio overview
- Holdings and transaction history
- Individual TWR and performance (calculated by the platform or provided by backend systems)
- Absolute performance contribution analysis
- Consolidation across multiple accounts and custody relationships
- Multi level look through of indirect holdings
- Historical portfolio and exposure analysis
- Advanced client reporting
- Documents and digital client communication
- Fund purchases, redemptions and switches
- Recurring investments
- Real time or near real time order and trading data
- Data driven authorisations and powers of attorney
- Integration with portfolio management, fund, CRM, insurance and other operational systems
- Support for very large client populations (millions of accounts)
- Operations, security and business continuity designed for DORA regulated financial institutions
Let's talk!
Contact us today to discuss your unique needs and request a personalized demo.